Electricity is something most of us cannot live without, and yet unsurprisingly, our electric bill is also one of the things most of us dread receiving every month. According to the U.S. Department of Energy – Energy Information Administration, an average household spends $110-$180 monthly on electricity alone. The bigger the house and the more…
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7 Ways You Are Throwing Money Away Without Realizing It
You may be pretty confident that you’re good with money. But did you know you might still be wasting money and you don’t even realize it? Even the most budget-conscious can fall into the trap of unnecessary spending, whether it’s leaving the lights on when no one’s home, buying food you don’t eat or paying…
Frugal Parenting Tips that Don’t Deprive Your Kids
There’s a parenting philosophy that says you cannot afford to be cheap when it comes to your children’s welfare and happiness. And while I do agree with this on some point (who doesn’t dream of giving the best to their kids?), I’m also fairly grounded with the practical reality that not all of us can…
How to Create a Realistic Budget that Works
Most of us probably face this particular financial dilemma when we become parents: to stay home with the kids or go to work? Or should both parents hustle 9-5 while the kids are submitted to someone else’s care during the day? We were one of these people who decided to live and sustain on a…
10 Practical Things to Buy to Save Money
Are you looking for more ways to save money? Check out this list of things to buy to save money in the long run! One of the things I’ve learned about frugality is that it isn’t always about spending less and saving every penny you make. For me, it’s more about eliminating expenses that are…
100 Smart Ways to Save Money This Year
Sometimes the hardest thing about saving money is just getting started. Where can you start? Whether you are saving for a vacation or Christmas, to pay off debt or to build an emergency fund, here I’ve compiled 100+ great ideas to help you save money and live frugally. Think of it as a checklist. While…
10 Affordable Holiday Gifts for Family
It’s that time of the year again when we’re feeling merry and generous. But are you still racking your brains and pulling your hair wondering what gifts to give to your kids and spouse this year? Here’s what you should keep in mind when gift shopping: you don’t need to spend much. Gifts are representations…
6 Simple Ways to Keep Spending in Check During the Holidays
With the holidays right around the corner, how do you make sure that you keep spending in check and don’t go overboard? Since this Christmas is more special to me because it’s our first with the new addition to our family, I vowed that I will end this year with a healthier financial mindset—which means…